Home Excess InsuranceGet a quote now

Ever had to make a claim and been left out of pocket after paying your excesses? With T&R Direct Insurance’s new and exclusive Household Excess Protection Policy you’ll never have to worry about that again!

You can now add Household Excess Protection to your new Home or renewal Home Insurance policy from T&R Direct, you can add Excess Protection from as little as £11.50, giving you protection against your total excess payments. So, if you ever have to make a claim on your Home insurance policy, the policy will pay back the compulsory and voluntary excesses on your home insurance policy, (up to the value of the cover level you chose).

Benefits of Excess Protection

• Protect both your compulsory and voluntary excesses
• Reduce the cost of your home insurance by increasing your voluntary excess
• Cover available from £100 to £1,000

Simply call 01202 710008 to speak to one of our experienced staff members about getting a quote.


What’s Included What’s Excluded
The excess shown in your schedule Direct or indirect consequences of terrorism
Personal cover policies such as: Home, Car, Travel and Pet Any amount of excess above the amount shown on your schedule
Any claim that is refused by your main insurance provider